Loan Agreement Basics: 5 Essential Tips

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Before securing funds from a lending institution, you will have to conclude an agreement or contract specifying all the specifics of such operation. This document must be studied meticulously in order for all details to be crystal clear. Here are five essential aspects to be aware of.  1.General terms and conditions The document will specify the term — i.e., the period over which the amount…

Tips That Will Help You to Avoid Unscrupulous Lenders

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A personal credit loan is a financial tool that many people in different countries use. It is often an instrument that helps solve financial problems in the case of an emergency. However, not all lenders are credible and trustworthy. Some microfinance organizations and even banks can turn out unscrupulous. “Black” lenders can change the terms of the loan as they please, set any rate for…